Understanding the Basics of Horse Health Insurance

Every horse owner should be aware of basic equine health insurance coverage. Then, they can make informed choices about what type and amount of coverage suits their specific needs.

Mortality and veterinary insurance are among the most common equine insurance policies. But like human life insurance, every procedure is not the same and varies from company to company.

Basics

There are many options available to protect your horse. These include full mortality coverage, primary medical/surgical coverage, and catastrophic accident/illness insurance.

Total mortality is a basic policy, but it covers the death of your horse from any cause. It includes injuries, illnesses, disease, and poison.

It also can cover the cost of transportation to a veterinarian, the removal of the body, and other costs associated with your horse’s death. Rates are based on your horse’s age, use, and value.

Major medical/surgical is a more comprehensive policy covering veterinary diagnostics, medical treatment, and surgery. Deductibles are reasonable, and benefits are generous. Surgical coverage can help to pay for lifesaving surgeries that are unaffordable.

Coverage options

Regarding health insurance for horses, you have various options to select from. Some of them include major medical, which provides for veterinary costs like diagnostic tests and surgery and a percentage of your medicine and visits to the vet.

It is an excellent option to have in place if you have an expensive equine procedure, such as colic surgery or a lameness repair. These policies have reasonable deductibles, and benefits are generous.

A significant benefit is … Read More

Choosing Wall Caddy Brackets For Horse Jump Equipment

It’s easy to install and can save time switching between jump heights. Plus, it’s easy to clean and keeps your arena clean and sanitary.

Storage Bracket for Spare Parts for Wall Bars

Putting a large sum of money into a horse jumping competition can be expensive. A clever solution to the challenge is to build a tethered jump. Using one or two tethered jumpers is an effective and scalable alternative to the traditional setup. A tethered jumper weighing in at around three pounds is well within the sphere of most non-disabled equine athletes. The tethered jumper is the mascot of the operation. The tethered jumper can be positioned at a convenient height for easy access. A tethered jumper of the correct weight can be easily removed and repositioned as needed. The tethered jumper could be mounted on a perpendicular wall caddy system. The tethered jumper system is easily managed and maintained by the horse’s stable hand.

It makes Pole Replacement Easier

The time it takes to switch jump heights during competition can be shortened by installing the brackets in convenient positions along the course, making life easier for the course runners. When the poles are close to the sites of the horse jumps, course modifications are easy to make, reducing the amount of downtime between classes. Pole caddy brackets provide a simple and convenient location to store the poles until the next time they are needed when you are prepared to pack up for the day.

Just two brackets are … Read More